Posted on 12th Nov 2024 01:09:03 AM Marketing
Definition of Internship
Internship Training as part of academic requirements of the Master of Business Administration (MBA) Department of Marketing, University of Rajshahi. Internship is a way of application of theoretical knowledge practically to achieve practical experience. Theoretical knowledge is acquired for the purpose of applying in the practical life. Without practical knowledge, theoretical knowledge is useless. When we can implement the theoretical knowledge practically, we can say the knowledge is successful. Internship program is the way of implementing the theoretical knowledge practically.
Objectives of the Study
The main objective of my study is to know the Banking system of SIBL with specially Investment activities. The objective of this study is as follows:
· To know the Banking system of SIBL and to give an idea about how SIBL emerged.
· To know how the bank operates its Investment activities.
· To know the general Banking, Investment and Foreign Exchange of SIBL.
· To learn the various functions of the Bank; its operations, its management styles and how well it is shown your financial performance for attracting customers and how it is dealing its foreign exchange transaction.
· To know the role played by SIBL as Shariah based bank.
· Another Objective which is to get an expose of the real life work and get an idea of how, is like working for an organization to gain experience which will help me in the future in a practical life.
· Find out the organizational structure.
· To know the culture and human resource of the bank.
· Find out the comparative position of the bank.
· Understand the services it offers and to understand the mechanism of the services.
· Observe the market in which the bank operates.
· To know about the latest services offered by SIBL.
· To identify various subsidiary services rendered by SIBL.
Research Methodology
Research methodology is the way of conducting a study. It is the process of collecting data, interpreting the data and anglicizing this data and doing other relevant activities. It is the combination of rules and techniques, which are used in a study. Research methodology of my study is discussed as follows-
Sample Area
Sample area is an important factor for conducting a research. For my research study I have selected Social Investment Bank Ltd. (SIBL), Rajshahi branch as my sample area. I have collected information from SIBL, Rajshahi branch.
Sample Size
Sample size is the great factor for getting tremendous result. The larger sample size the more reliable the information will be. But the sample size of my internship report is small. Sample size is shown under the table clearly-
Table 1.1 Sample and number of sample size
| Sample | Number of sample size |
| Top Official | 4 |
| Executive Officer | 2 |
| Senior Officer | 5 |
| Officer | 4 |
| Customers | 20 |
Data Collection Method
Data collection is an important task for every researcher. It is not an easy job. There are two source of the collection of requiring data. These are as follows-
Sources of Data
Primary Data are Collected From-
· Observation during the total internee period.
· Conducting interview both customers and staffs of the branch.
Secondary Data are Collected From-
· Banks previews report.
· From the website.
· Banks other published information.
· Printing materials of other private banks.
Significance of the Study
In the modern age, the role of Banks is very wide as well as comprehensive. Social Investment bank Ltd. Contributes to the fields like agriculture, small Industry, trade and commerce, foreign exchange, foreign trade, poverty alleviation etc. In recent years, the bank has bought significant changes in different policies as well as introduced same products. The bank (i) Opened on line service based on Satellite (ii) introduced criteria for promotion (iii) Declared cash incentives for recovery of loans. And the bank’s new products are debit cards and micro credit.
Limitation of the Study
There are some problems that I faced in my study period. They are as follows:
Lack of Time
I have got 7 days for my Internship program I think 7 days program is not sufficient to acquire complete knowledge about the overall activities of a bank. For this reason, I could not clearly understand many critically site of this bank.
Administrative Secrecy
We know that there are some secret sites of any institute. As a financial institute the Social Investment Bank Limited of Rajshahi Branch was not exception to this regard. The authority kept much information as secret.
QUESTIONNAIRE
Dear Respondent,
Your faithful and factual information is needed to explore actual-better outcomes. So your collaboration is earnestly expected. Please, collaborate with me by answering following questions:
Sector One (Overview of the Bank)
1. Can you say the historical background of your bank?
2. In which year your bank was established?
3. Which date it began its services?
4. What is the objective of your bank?
5. What is the mission of your bank?
6. What is the management structure of your bank?
7. How many branches of the bank in Bangladesh?
8. Is it the only one branch of SIBL in Rajshahi city?
Sector Two (General Banking)
1. In which sector of your bank is divided?
2. What types of services provided by SIBL?
3. What types of accounts facilities are provided by the bank?
Sector Three (Sources of Investment Fund)
1. What are the sources of investment fund?
2. What is the deposit policy of the bank?
3. How the bank collects it funds?
4. What is the profit rate on deposit?
5. How the bank deals with liquidity problem?
Sector Four (Investment Disbursement)
1. What types of credit does the bank provide?
2. What are the objectives of credit?
3. What are the principles of credit?
4. What policy and procedure followed by the bank?
5. What are the terms and conditions of the credit?
6. Which sector of credit does the bank prefer?
7. What type of security is taken bank against the credit?
8. Is the bank sanctioned any unsecured credit?
9. How the bank supervises the credit?
10. What is the profit rate on investment?
Sector Five (Investment Recovery)
1. Is the bank followed any recovery policy?
2. What is the position of credit recovery?
3. Which sector has high recovery?
4. Which sector has lowest recovery?
5. What are the causes of lowest recovery?
6. Is the bank gave any incentive for early recovery?
7. Does the bank write off the non-recovery loan?
8. What is the accounting procedure of bad debt?
9. Does the bank take any action against loan defaulter?
10. How the bank takes this action?
Sector Six (Comment)
1. Is the management of the bank satisfied for recovery?
2. What are the suggestions of the management of the bank to improve the recovery problem?
Internship, Report, Overall, Bank, Performance, Study, Social, Investment, Bank, Definition, Research, Methodology, Limitation, Administrative, Secrecy, Sources, Data, Collection, Method
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